Bamboo — investorbet

Historical view

Build your own historical view

The Strategy and Qualifiers do not change. Only the implementation assumptions below change how that published track is staked.

Working Bank path

Fresh Hybrid Continuous

Staking method % of Working Bank Collar Cap

The purpose of this datasheet is to show how this selection strategy would have performed over the last 60 calendar months (five years), broken down as far as practical — under example staking rules, not as personal advice.

The selection strategy shapes the win/loss pattern. Your Working Bank staking rules shape how that pattern turns into your illustrated result.

Figures below use example staking rules for illustration only. investorbet does not recommend a staking percentage, collar, or cap. An IFA may advise; we do not.

Working Bank illustration: 1% of Working Bank per trade, collar £50, cap £100, starting Working Bank £5,000. Take every qualifier in the published track. Working Bank stays yours.

Working Bank paths shown: Fresh, Hybrid, and Continuous.

The window is the last 60 calendar months ending on the public Strategies cut-off. After each calendar month closes and results are confirmed, the next rebuild shifts the window forward one month.

Path figures are after the Variable Success Fee. The Seat Fee is not taken off those figures — see Fees.

Three Working Bank paths

Same Strategy. Same Qualifiers.

The Strategy and Qualifiers are identical on every path. What changes is how the £5,000 Working Bank is treated.

What would have happened to the same £5,000 starting Working Bank if I'd managed it in these three different ways?

Fresh bank each year

Fresh is a stress test: up to five separate one-year journeys, each starting with £5,000. That is not the normal staking method. You can run it that way if you like.

+£43,560

about +£8,712 per year on average

Hybrid

Hybrid always starts at £5,000. At the beginning of each following year, if the bank is below £5,000 we assume it is topped back up to £5,000.

+£69,138

about +£13,828 per year on average

Continuous

Continuous puts £5,000 in once and leaves it. Note that if the Continuous Working Bank falls below zero, you either need to top it up, or walk away.

+£69,138

about +£13,828 per year on average

Year by year

1 Sept 2021 → 31 Aug 2022

Metric	Fresh each year	Hybrid	Continuous
Trades	670	670	670
Staked	£40,852	£40,852	£43,453
Wins / losses	194 / 476	194 / 476	194 / 476
Profit / loss	+£11,553.41	+£11,553.41	+£11,553.41
Top-up	—	—	—

Selection W/L (same on every staking path) · 194 wins / 670 trades · longest losing run 23 · most recent → oldest

LLWWLLWLLLLLWWLLLLLLLLLLLLLLWLLWWLLLLLLWLLLLLWLLLWLLLLLLLLLLWLLLLLLLLLLWWLLWLLLWLLLLLLLLLLWLWLWLLLWLLLLLLLLLLWLLLLLLWLLWWLLWLWLLLLLLLLWLLLWLWLLLLWWWLLLWLWWLLWLWLWWLLLLLLLLLLLLLLWWLLLLWWWLWWLLWWLLLLWLLLWLLWLWWLLWWLLWWLLLLLWWLWWLLWLLWLLLLLWLLLWLWLLLLWLLLLLLLLLLLLLLLLLWWWLWWLLLWLLLWLWLWWWLWLLLWLLLLLLLLLLLLLLLLLLLLLLLWWLLLLLLWLWLWLLLLLLLLLLLWLLLWWWLLLLLLWLWLLWWLLWLWLLWLWLWWWWLLWLLLLLWLLLLWWWWWLLWLWWWLWWLWLLWLLWLWLLWWWWLWWLWLLWLLWWLLLLWWLWWLLLLWWWWWLLWLLLLLLLLLLWLLWWLLLWLLLWLLWLLLWLLLLLLLLLLLLLWLLLWLLLLLWLLLLLLLLWLWLLLLLLWLWWWWWLLLLWLWLWWLLLLLLWLLWWLWLLLWLWLLLLWWLLWLLLLLWWLWLLLLWWLLLWWLLLLWLLLLLLWLLWLLWLWLLLLLLLLWLLWLWWLLWWLLLLLLLWLLLLLWLWLLLLLLWWLLLLLLLLLLWLLLLLLLLW

Cumulative profit / loss within this year (same qualifiers; £ size follows each Working Bank path).

Monthly profit / loss · three paths

Calendar months in this year. Trades are the same on every path; Working Bank P/L differs by your selected stake.

Month	Trades	Fresh	Hybrid	Continuous
Sept 2021	53	−£1,080.00	−£1,080.00	−£1,080.00
Oct 2021	76	−£149.50	−£149.50	−£149.50
Nov 2021	42	−£159.50	−£159.50	−£159.50
Dec 2021	45	+£469.50	+£469.50	+£469.50
Jan 2022	33	+£151.50	+£151.50	+£151.50
Feb 2022	28	+£856.35	+£856.35	+£856.35
Mar 2022	40	+£104.47	+£104.47	+£104.47
Apr 2022	52	−£1,195.07	−£1,195.07	−£1,195.07
May 2022	63	+£780.54	+£780.54	+£780.54
Jun 2022	52	+£3,011.55	+£3,011.55	+£3,011.55
Jul 2022	55	−£1,020.49	−£1,020.49	−£1,020.49
Aug 2022	131	+£9,784.06	+£9,784.06	+£9,784.06

Year by year

1 Sept 2022 → 31 Aug 2023

Metric	Fresh each year	Hybrid	Continuous
Trades	675	675	675
Staked	£40,432	£67,500	£67,500
Wins / losses	178 / 497	178 / 497	178 / 497
Profit / loss	+£1,139.52	+£5,482.68	+£5,482.68
Top-up	—	—	—

Selection W/L (same on every staking path) · 178 wins / 675 trades · longest losing run 15 · most recent → oldest

LLLWLLWLLLLLLWLLLLLLLLLWLLWLLLLWLLWLLWLLLLLLLLWLLLWLLWLWLLLLLLLLLLLLLLLWWLLWLLLLWLLLWLLLWLLWLLLWLLWLWLLWLLWLLLLLLLLLWWLLWWLLLLLLLLLWWLLLLLLLLLLWLLLLLLLLWLLLWLWLLWWWLLWLLWLLLLLLLLWLLLLLLWWLWLWLLWWWWLLWLWLLLWWLLLWWWLWLWLWWLWLLLLLLLLLLLLLWLLWLWWLLLLWLLWWWWLLWLLLWLLWLLLLLLWLWLLLWLLLWLLLLWLLWLWLWLLWLLLLLWLLLLLWWLLLWLLWLLLLLLLLLLLLLLLWLWWWLLLLLLLWLLLLLLLLLWWLWLLLLLWLWLLLLWLLWLLLLLLLLLLWLLLWLLLWWLLLLLLLLWLWWLWLLWLLLLWLLLLWLLWLLWLLLWLWWWLLLLLLLWWLLLLLLWLLWLLWLLLLLLWLWLLLLLLWLLLWLLLWLLLLLLWLLLLLWLLLLLWLLWLLWLLLLWWLLLWLLLLLLWLWWLWWLLWLWWLWWLWLWLLLLLLLWLWWLLLLLLLLLLLLLWLWLLLLLLLLLLWLWLWLWLWLLLWWLLLLWLLWLLLLLLLLWLLLLLLLLLLWWLWLLLLLWWLLWWWLLLLWLLLWLWLWLWLLLLLLLWLLWWLLLLWLLLLLLWLL

Cumulative profit / loss within this year (same qualifiers; £ size follows each Working Bank path).

Monthly profit / loss · three paths

Calendar months in this year. Trades are the same on every path; Working Bank P/L differs by your selected stake.

Month	Trades	Fresh	Hybrid	Continuous
Sept 2022	60	+£425.47	+£966.00	+£966.00
Oct 2022	64	−£1,340.59	−£2,279.84	−£2,279.84
Nov 2022	35	+£1,287.05	+£2,737.00	+£2,737.00
Dec 2022	37	−£917.16	−£1,443.12	−£1,443.12
Jan 2023	33	−£18.01	+£68.00	+£68.00
Feb 2023	27	+£652.52	+£1,447.00	+£1,447.00
Mar 2023	37	−£601.12	−£870.84	−£870.84
Apr 2023	38	+£1,483.51	+£2,997.00	+£2,997.00
May 2023	58	−£1,630.08	−£2,137.32	−£2,137.32
Jun 2023	70	−£44.85	+£112.00	+£112.00
Jul 2023	65	+£1,617.05	+£2,822.00	+£2,822.00
Aug 2023	151	+£225.73	+£1,064.80	+£1,064.80

Year by year

1 Sept 2023 → 31 Aug 2024

Metric	Fresh each year	Hybrid	Continuous
Trades	643	643	643
Staked	£48,419	£64,300	£64,300
Wins / losses	164 / 479	164 / 479	164 / 479
Profit / loss	+£14,818.99	+£23,567.64	+£23,567.64
Top-up	—	—	—

Selection W/L (same on every staking path) · 164 wins / 643 trades · longest losing run 16 · most recent → oldest

LLWLWLLLWLLLLLLLLLLLLWLLLLLLLLLLLWWLLLWLLLLWLLLLWLLLLLLLLLLLLLLLLWLLWLWLWLLLLLLLWLLWLLWLLLLLLLLLLLLWWLLWLLWLLLLLLLLLLWLLLLLWLLLLLLLLLWLLWLLLLWLLLLLLLLWLLLWWLLLWLLLLWWLLLWLLLLLLLLWWWWWLLLLWLWWWLLLWLLLLWLWWLLWWLWLLLWWLLLLLLLWWLWWLLLLLLWLLLLWLLLLLLLWWWLLLLLLWLLLWLLLLLLLLWLWLLLWLLLWWLLLWLLLLLLLLLWLLLLLWLWLLLLLLLLLLLLWWLLLLLWLLLWLLLLLLLLWLWWLLWLWLWLLLLWWWLWLLLLLLLWLLLWLLLLLLWLWLWLWLLWWLLLWLLLWLWWLWLLLLLLLLWLLWWLWLLWLLWLLWLLWLLLLLLLLLLLLLLWLWLLLLLLWWLWLLLWWLLWLLLLWWLLLLLLLWLLLWLLLLLLLLLWLLLWWLLWLLLLLWWLLWLLLLWLLLWWWLLLLLLLLWWLLLWWWLLWLLWLLWLWLLLWLLLLLWLLWLWLWLLLLLLLWLWWLLLLWLWLLWLLLLLLWLLWWWWWLLLLLLLLLLLLLLWLLLWLLLLWLLLLLWLLLLLLLWWWLLWLLWLLW

Cumulative profit / loss within this year (same qualifiers; £ size follows each Working Bank path).

Monthly profit / loss · three paths

Calendar months in this year. Trades are the same on every path; Working Bank P/L differs by your selected stake.

Month	Trades	Fresh	Hybrid	Continuous
Sept 2023	74	+£23.71	+£169.00	+£169.00
Oct 2023	56	+£1,623.79	+£3,132.44	+£3,132.44
Nov 2023	44	−£1,960.53	−£2,627.28	−£2,627.28
Dec 2023	43	−£91.68	+£36.00	+£36.00
Jan 2024	34	−£179.18	−£226.00	−£226.00
Feb 2024	23	+£320.41	+£745.00	+£745.00
Mar 2024	28	−£813.81	−£1,474.00	−£1,474.00
Apr 2024	23	+£3,206.42	+£5,809.00	+£5,809.00
May 2024	60	+£13,526.42	+£18,840.04	+£18,840.04
Jun 2024	47	−£3,286.08	−£3,286.08	−£3,286.08
Jul 2024	63	+£2,481.20	+£2,481.20	+£2,481.20
Aug 2024	148	−£31.68	−£31.68	−£31.68

Year by year

1 Sept 2024 → 31 Aug 2025

Metric	Fresh each year	Hybrid	Continuous
Trades	725	725	725
Staked	£50,554	£72,500	£72,500
Wins / losses	196 / 529	196 / 529	196 / 529
Profit / loss	+£1,261.01	+£7,515.68	+£7,515.68
Top-up	—	—	—

Selection W/L (same on every staking path) · 196 wins / 725 trades · longest losing run 19 · most recent → oldest

LWLLLLWLLWWLLWLLLLWLLLWLLWLLLLWWLLWLLLWLLLLLLLWLLLLWLWLWWLLLLLLLLLLLLLLLLLLLWLLLLWLLLWLLLWLLLWLLLLLLLLLWWLLLLWWLLLLLLLLLWLLLLWLWLWLWWLLLLLWLLLLLLLLLWLLLLLLLLLWLLWLWWLLLLWLWLLLLWWLLWLWWLLLLLLLLLLWLLLLLWWLLLLLLLLWLLLLLWLLLWLWLLLLLWWLLLLLLLLLLLLWLLLLLLLWLLLLLWLWWLLLLWLLLLLWWLWLLWLLWWLLLWLLWWLWWLLLLLLLWLLLLLLLWWLWLLWLLLWLLWLLLLLWLLLLLLLLWLWLLLLLLLLLWLLLLLLLLLLLWLLWLLLLWLWWLLLLLLLWLLLLLLLLLWWLLLLLLLLLWLWLWWLWWWLWLLWLWLWLWLLWLWLLLLLLLLLWLLLWLWWLLLWWLLWLLLLWWLWLLLLWLLWLWLLWWWLLLWWLWLWLLWLWLLLLLWLWLWLLLLLWLLWLLLLLLLLLWLLLLLWLLLWLLLWWLWWLLLLLWLLLLLLLWWWLLLLLLWLLLLLLWLLLLLLLLLWLLWWWWLLWLLLLLLWWLLLLLLWLLLLWLLWLLLLLWWLLLWWLWWLWWWWWWLLLLLWWLWLWWWLLLLLLLWLWLWLLLWWLLLLLWLLLLWLLLLLLLLWWWLWLLLLLWLWWLWLLLWWWLWLLLWLLLLLLLWLLWLWLLLLLLL

Cumulative profit / loss within this year (same qualifiers; £ size follows each Working Bank path).

Monthly profit / loss · three paths

Calendar months in this year. Trades are the same on every path; Working Bank P/L differs by your selected stake.

Month	Trades	Fresh	Hybrid	Continuous
Sept 2024	50	+£240.39	+£596.00	+£596.00
Oct 2024	76	+£466.31	+£1,147.96	+£1,147.96
Nov 2024	55	−£375.08	−£86.60	−£86.60
Dec 2024	42	−£197.64	−£117.72	−£117.72
Jan 2025	39	+£1,196.77	+£2,073.92	+£2,073.92
Feb 2025	40	−£1,281.84	−£1,591.60	−£1,591.60
Mar 2025	35	+£948.46	+£1,593.00	+£1,593.00
Apr 2025	60	+£423.76	+£1,645.52	+£1,645.52
May 2025	80	+£1,227.55	+£2,584.20	+£2,584.20
Jun 2025	42	−£1,140.86	−£949.80	−£949.80
Jul 2025	72	−£1,966.82	−£2,293.00	−£2,293.00
Aug 2025	134	+£1,720.01	+£2,913.80	+£2,913.80

Year by year

1 Sept 2025 → 31 Aug 2026

Metric	Fresh each year	Hybrid	Continuous
Trades	667	667	667
Staked	£58,018	£66,700	£66,700
Wins / losses	180 / 487	180 / 487	180 / 487
Profit / loss	+£14,786.97	+£21,018.60	+£21,018.60
Top-up	—	—	—

Selection W/L (same on every staking path) · 180 wins / 667 trades · longest losing run 14 · most recent → oldest

LLLLLLLWWLLLLLLLLLWWLLLLWLLWWLWLWLLLLWWLLLLLLLLLLLWLLWLLLLLLLLLLWLLLLLLLLLLWLLLWLLLWLWWWWLLLLLWLLLWLLLLLLLWLLLLLLWLLLLLLLLLLLLLLWLLLLLLLLLLLLLLWLLLLLLLLWWWWWWWWLLWWLWLLLLLWWLWWLLWLLLWLLLLLWLLLLLLLLWLLLLLWLLWLLLLLWLWLWLWLLLWWLLLLWLLWLLWWLWLLLWWLWLLLLWLLWLLLWLLLWWLLLLWWLLLLLLLLLLLLWLLWLLWWWLLWWWLLLLLWWLWWWLLLLLWLLWLWLLWWLLLLLLLWLLLLLLWLWWWWLLLLLLLWWLLLWWLLLLLLLLLWLLWLLLWWLLLWLLWLLLWWLLLLWLLLLLLWLLLLLWLLLLLLLWLLLLLLLLLLWWWLWLLLLLLLLLWWLLLLLWLLLWLLLLLLLLLLLWWLLWLLLLLLLLLLWWLWLLLLLLLLWLLLWLLWLWLWLLLLLLLWLWLLLLLLLLLLLLWLLLWLLWLLWLLWWLLWWLLLLLWLLLLWWLLWWLWLWLLLLWLWLLWLWLLWLWWLLLLWLLLWWWLLWWLLWLLLLLLLWLWLLWLLLLLWLLWLLLLLWLWLLWLLWWWWLLLWLLLWLLLLLLWLLLLLLWWLLWLLLLWWLLW

Cumulative profit / loss within this year (same qualifiers; £ size follows each Working Bank path).

Monthly profit / loss · three paths

Calendar months in this year. Trades are the same on every path; Working Bank P/L differs by your selected stake.

Month	Trades	Fresh	Hybrid	Continuous
Sept 2025	45	+£914.55	+£1,955.00	+£1,955.00
Oct 2025	70	−£462.98	−£291.20	−£291.20
Nov 2025	46	+£2,669.05	+£5,639.52	+£5,639.52
Dec 2025	37	−£803.22	−£585.88	−£585.88
Jan 2026	29	−£1,350.83	−£1,468.16	−£1,468.16
Feb 2026	43	−£1,276.16	−£1,611.00	−£1,611.00
Mar 2026	25	+£2,828.74	+£4,492.00	+£4,492.00
Apr 2026	44	−£1,620.68	−£1,680.44	−£1,680.44
May 2026	72	+£6,518.74	+£7,199.00	+£7,199.00
Jun 2026	49	+£1,860.32	+£1,860.32	+£1,860.32
Jul 2026	67	−£201.56	−£201.56	−£201.56
Aug 2026	140	+£5,711.00	+£5,711.00	+£5,711.00

Five-year overall

60-month summary · profit / loss

Metric	Fresh each year	Hybrid	Continuous
5-year profit	+£43,560	+£69,138	+£69,138
Avg / year	+£8,712	+£13,828	+£13,828
Trades (sum yrs)	3,380	3,380	3,380

Capital velocity · last 60 months

The same Working Bank is staked again as results settle. Amount staked is turnover from that Working Bank — not extra capital paid in. That recirculation is why a modelled net figure can be large next to a £5,000 set-aside without treating the £5,000 as if it were staked once.

This is not a five-year investment. We do not hold the Working Bank you set aside. These figures are not a forecast. They are modelled from research and settled results over the last five years.

“£5,000 each year” is up to five independent one-year runs. Think of five different people, each putting in £5,000 for one of those years — not one person rolling the same bank for five years. Opening bank is therefore 5 × £5,000. Final capital is the sum of the five year-end banks. Profit or loss is the sum of those five year results.

Metric	Fresh	Hybrid	Continuous
Working Bank set aside	£25,000	£5,000	£5,000
Top-ups	—	—	—
Amount staked (from Working Bank)	£238,275	£311,852	£314,453
Remaining Working Bank	£68,560	£74,138	£74,138
Profit / loss	+£67,679.31	+£93,257.42	+£93,257.42
Total fees	£31,319	£31,319	£31,319
Net profit	+£36,359.90	+£61,938.01	+£61,938.01
Net ROI on amount staked	+15.3%	+19.9%	+19.7%

Net ROI is net profit after fees ÷ amount staked. It is not a return on the Working Bank set aside.

Profit / loss is Working Bank trading P/L before fees. Total fees and Net profit include the Variable Success Fee plus the Seat Fee for these years. See Fees.

Capital in, capital out

“£5,000 each year” is up to five independent one-year runs. Think of five different people, each putting in £5,000 for one of those years — not one person rolling the same bank for five years. Opening bank is therefore 5 × £5,000. Final capital is the sum of the five year-end banks. Profit or loss is the sum of those five year results.

Method	Opening bank	Top-ups	Final capital	Profit or loss	Combined final bank
£5,000 each year	£25,000	—	£68,560	+£43,559.90	£68,560
Hybrid	£5,000	—	£74,138	+£69,138.01	£74,138
Continuous	£5,000	—	£74,138	+£69,138.01	£74,138

Combined final bank = Opening bank + Top-ups + Profit or loss. Top-ups are capital you add — not counted as profit. Hybrid tops the Working Bank back up to £5,000 at the beginning of each following year when it is below. Continuous never tops up.

Risk · three paths

Maximum drawdown is peak Working Bank to subsequent trough (fresh path: worst within any single year). Rolling windows are the worst sum of monthly P/L over 3 / 6 / 12 calendar months. Profit after seat fees deducts five years at the founder rate (£1,440/yr inc. VAT) — one seat, not five. Path figures already include the Variable Success Fee.

Metric	Fresh	Hybrid	Continuous
Max drawdown £	−£3,430.21	−£3,665.04	−£3,665.04
Max drawdown % of peak	−42.2%	−6.1%	−6.1%
Worst rolling 3 months	−£3,430.21	−£3,665.04	−£3,665.04
Worst rolling 6 months	−£1,789.75	−£413.84	−£413.84
Worst rolling 12 months	−£490.68	+£4,570.20	+£4,570.20
5-yr profit after seat fees (−£7,200)	+£36,359.90	+£61,938.01	+£61,938.01

Five-year overall

Cumulative profit / loss · three staking-rule paths

Cumulative profit / loss. Same horses, same odds, same order — Working Bank path and stake change the trading size.

Quarterly profit / loss · three paths

Calendar quarters across the full 60 months. Trades are the same on every path; Working Bank P/L differs by your selected stake.

Quarter	Trades	Fresh	Hybrid	Continuous
Q3 2021	53	−£1,080.00	−£1,080.00	−£1,080.00
Q4 2021	163	+£160.50	+£160.50	+£160.50
Q1 2022	101	+£1,112.32	+£1,112.32	+£1,112.32
Q2 2022	167	+£2,597.02	+£2,597.02	+£2,597.02
Q3 2022	246	+£9,189.04	+£9,729.57	+£9,729.57
Q4 2022	136	−£970.70	−£985.96	−£985.96
Q1 2023	97	+£33.39	+£644.16	+£644.16
Q2 2023	166	−£191.42	+£971.68	+£971.68
Q3 2023	290	+£1,866.49	+£4,055.80	+£4,055.80
Q4 2023	143	−£428.42	+£541.16	+£541.16
Q1 2024	85	−£672.58	−£955.00	−£955.00
Q2 2024	130	+£13,446.76	+£21,362.96	+£21,362.96
Q3 2024	261	+£2,689.91	+£3,045.52	+£3,045.52
Q4 2024	173	−£106.41	+£943.64	+£943.64
Q1 2025	114	+£863.39	+£2,075.32	+£2,075.32
Q2 2025	182	+£510.45	+£3,279.92	+£3,279.92
Q3 2025	251	+£667.74	+£2,575.80	+£2,575.80
Q4 2025	153	+£1,402.85	+£4,762.44	+£4,762.44
Q1 2026	97	+£201.75	+£1,412.84	+£1,412.84
Q2 2026	165	+£6,758.38	+£7,378.88	+£7,378.88
Q3 2026	207	+£5,509.44	+£5,509.44	+£5,509.44

Fees & risk

Fees

The Seat Fee is £1,200 + VAT per Seat, per year, paid in advance for a 1, 3 or 5 year term. It is separate from the Success Fee.

Variable is 20% + VAT only on a new month-end high on the path we charge on (£5,000, 1% of every qualifier, £50–£100). Or you choose Fixed for the term — see the fee policy.

These are the Variable Success Fees (20% + VAT) that would have been charged over these five years. They are the same on every Working Bank path.

Year	Window	Variable Success Fee (incl. VAT)
Year 1	1 Sept 2021 – 31 Aug 2022	£4,419
Year 2	1 Sept 2022 – 31 Aug 2023	£2,110
Year 3	1 Sept 2023 – 31 Aug 2024	£7,821
Year 4	1 Sept 2024 – 31 Aug 2025	£2,752
Year 5	1 Sept 2025 – 31 Aug 2026	£7,016
Five-year total		£24,119

Read and understand the fee policy before you request a Seat.

Illustration staking in this pack: 1% · £50 collar · £100 cap. Working Bank paths shown: Fresh, Hybrid, and Continuous.

Risk

These figures are what happened over these 60 months under the example rules — not a forecast. Edges change. You can stop whenever you want. Do not stake money you cannot afford to lose. 18+ only.

Any money you stake is at risk. If the horse does not win the race, that stake is lost. If the horse wins, your stake is returned, together with a profit determined by the odds.

A Strategy aims to produce more profit from winning stakes than is lost from losing stakes over time, but this is not guaranteed. Each stake is at risk until that race is settled.

Understanding probability explains why you still need a Working Bank, even though it is not the thing at risk.

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